URBAN DECA HOMES BANILAD, Most Affordable RFO Condo in Cebu

MARCH 2026 UPDATE:  Move in for only P10K, ZERO DP + P160K Discount. Balance payable via Pag-IBIG Financing — hassle-free ownership!

Urban Deca Homes Banilad’s smallest unit is a 2 Bedroom unit with a floor area of 30.5 sqm and a discounted price range of 2.9 to 3.0M and the reservation fee is only 10k. Towers 1 & 3 (an 18-storey building) is now Ready for Occupancy. Pet-friendly units up to 4th floor.

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IN-HOUSE:

1. Fill out Buyer’s Loan Application, Undertaking, & Option Agreement.
2. Submit 2 valid IDs with 3 specimen signatures and Proof of Income, can be both Principal Buyer and Co-Borrower (may be not blood related). If 3 buyers, 2 must be blood related and 1 may not. Income should be above 60k for 2-Bedroom and 80k for 3-Bedroom unit.
3. Pay the 10K reservation and wait for 8990 Personnel online interview. If approved, the client may pay the full 20K plus equity and submit the remaining required documents. Client will wait for unit inspection.

PAG IBIG (P10,000 RESERVATION, NO DOWNPAYMENT + 160K DISCOUNT):

1. Fill out Pag ibig hardcopy forms from the Deca office located in Cebu Business Park. Client will be guided by our Sales coordinator in filling out the forms.
2. Client should submit 2 valid IDs with 3 specimen signatures and proof of income, same details with in-house mentioned above.
3. Client complete requirements must be submitted within 7 working days to avail the 10K PROMO.  Upon take out, pay direct monthly amortization to pag ibig.
4. Pag ibig processing usually takes 1 to max of 3 months, if client cannot wait that long and want to move in asap, they can apply for in-house first then migrate later to pag ibig, but in this particular case client should pay the downpayment.

BANK:

1.  Bank appraisal is 90% so equity is 10% payable in 6 months and balance through bank financing terms. We have BDO as one of our accredited banks.

TYPE OF UNITS:

• 2 Bedroom TYPE A: 35.57 sqm
• 2 Bedroom TYPE B: 30.60 sqm
• 2 Bedroom TYPE C: 35.57 sqm
• 3 Bedroom: 40.07 sqm

NUMBER OF PARKING SPACES:

• The parking Ratio is 1:6
• Covered Parking Slots: 461
• Outside Parking Slots: 100
• Motorcycle Parking Slots: 100

ACCESSIBILITY:

• 500 meters away from Hernan Cortes
• 270 meters away from A.S. Fortuna Road
• 500 meters away from Pink Sisters
• entrance gate in front of Oakridge Business Park

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WATCH VIDEO:

UNIT FLOOR PLAN:

Sample Computations (updated on Mar. 8, 2026):

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CLICK THAT LINK👉 for: URBAN DECA HOMES TOWER 1 SAMPLE COMPUTATIONS
                                         URBAN DECA HOMES TOWER 3 SAMPLE COMPUTATIONS

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TOWERS 1 & 3 (RFO):

MESSAGE US FOR SAMPLE COMPUTATIONS & UNIT DETAILS!

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PARKING UNIT COMPUTATIONS (SOLD OUT):

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NOTE:  Real Estate property value is appreciating everyday, above prices will increase without prior notice.  Thus, if you want to invest in this property, better to RESERVE NOW!

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BUILDING FLOOR PLAN:

VIEWS FROM THE WINDOWS:

PROJECT AMENITIES:

• Landscaped Areas
• Children’s Playground
• Clubhouse
• Covered Basketball Court & Fitness Area
• Swimming Pool
• Entrance Gate w/Guardhouse
• CCTV Cameras (Indoor & Outdoor)
• Perimeter Fence

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UNIT FEATURES:

BUILDING FEATURES:

SITE DEVELOPMENT PLAN:

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LOCATION:

NEXT DOOR TO:

• Schools/ Universities: University of Cebu Banilad (1.2km/ 3mins away); UV Gullas College of Medicine (1.5km/ 4mins away); USC Talamban (2.4km/ 5mins away); University of Cebu – LM (4.8km/ 10mins away); Cebu Doctors’ University (4.1km/ 10 mins away); St. Louis College (4.1km/ 9mins away); the University of the Philippines Cebu (4.3km/ 9 mins away)
• Commercial Strips/ Malls: Oakridge Business Park (in front/ walking distance); Gaisano Country Mall (1.2km/ 3mins); Ayala Malls Central Bloc (3.6km/ 8mins); Ayala Mall/ Cebu Business Park (4.2km/ 9mins);J Centre Mall (2km/ 5mins away); Park Mall (4.3km/ 11mins away); SM City Cebu (5km/ 11mins away); Robinson’s Galleria Cebu (5.8km/ 16mins away);
• Churches: St. Joseph Church (1.2km/ 3mins away); Cebu Metropolitan Cathedral (7.5km/ 18mins away); Sto. Nino Basilica (7.5km/ 18mins away);
• Offices/ Business Parks: Cebu IT Park (3.6km/ 8mins away); Filinvest Cyberzone (3.6km/ 8mins away);  Cebu Business Park (4.2km/ 8mins away); Gatewalk Central (4.2km/ 10mins away);
• Hospitals: UC Med (3.8km/ 8min away); Chung Hua Hospital Mandaue (3.9km/ 9mins away); Velez General Hospital (6km/ 12mins away); Perpetual Succour Hospital (4.3km/ 9mins away); Chong Hua Cebu City (8.6km/18mins away); Cebu Doctors’ University Hospital (5.1km away); Vicente Sotto Hospital (6km away);
• Mactan-Cebu International Airport – 9.8 km/ 18 mins away

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CHECKLIST OF REQUIREMENTS:

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FOR INQUIRIES, SITE TOURS, & RESERVATIONS, PLEASE CONTACT US AT:

WILFRED LUCAS “COCOY” M. TOLEDO, J.D.
Licensed Real Estate Broker
PRC License No. 20332, valid until Nov. 9, 2027
DHSUD CR NO. R7-B-03/20-0833, valid until Dec. 31, 2025
PTR No. 1393152, valid until Dec. 31, 2025

RICHEL PARADIANG-TOLEDO
Licensed Real Estate Broker
PRC License No. 20331, valid until Dec. 31, 2027
DHSUD CR NO. R7-B-03/20-0835, valid until Dec. 31, 2025
PTR No. 1393151, valid until Dec. 31, 2025

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WARNING: Avoid fly-by-night agents, DEAL only with competent licensed real estate brokers to protect your hard-earned money