URBAN DECA HOMES BANILAD, Most Affordable RFO Condo in Cebu
NOVEMBER 2024 UPDATE: MOVE-IN for only P10,000 DOWN-PAYMENT and BALANCE thru PAG-IBIG FINANCING!
Urban Deca Homes Banilad’s smallest unit is a 2 Bedroom unit with a floor area of 30.5 sqm and a price range of 2.9 to 3.0M and the reservation fee is only 10k. Tower 3 (an 18-storey building) is now Ready for Occupancy, Urban Deca Homes Banilad started turning over the units to its owners last May 28, 2022. Prices are expected to increase anytime from now since units are ready for occupancy and plenty are already turned over to its owners. Towers 1 and 2 are still under construction and is expected to be finished by 2024 & 2026, respectively.
PROMO:
Free Bank Fees and 1-year fire Insurance, which are normally paid by borrower.
Php 5,000 Landers Gift Certificate for every unit Take out.
Php 1,000 Kuya J Gift Certificate for every Parking Slot Take out Note: (PS sold as tandem will only be counted as one)
Buyers can claim the Gift Certificates when the loan proceeds have been successfully credited to 8990’s account. This promo is valid until September 30, 2024
Fill out Buyer’s Loan Application, Undertaking, & Option Agreement.
Submit 2 valid IDs with 3 specimen signatures and Proof of Income, can be both Principal Buyer and Co-Borrower (may be not blood related). If 3 buyers, 2 must be blood related and 1 may not. Income should be above 60k for 2-Bedroom and 80k for 3-Bedroom unit.
Pay the 10K reservation and wait for 8990 Personnel online interview. If approved, the client may pay the full 20K plus equity and submit the remaining required documents. Client will wait for unit inspection.
PAG IBIG (P10,000 DOWN-PAYMENT):
Fill out Pag ibig hardcopy forms from the Deca Gold office located in Cebu Business Park. Client will be guided by our Sales coordinator in filling out the forms.
Client should submit 2 valid IDs with 3 specimen signatures and proof of income, same details with in-house mentioned above.
Client complete requirements must be submitted within 7 working days to avail the 10k downpayment. Upon take out, pay direct monthly amortization to pag ibig.
Pag ibig processing usually takes 1 to max of 3 months, if client cannot wait that long and want to move in asap, they can apply for in-house first then migrate later to pag ibig, but in this particular case client should pay the downpayment.
BANK:
Bank appraisal is 90% so equity is 10% payable in 6 months and balance through bank financing terms. We have BDO as one of our accredited banks.
NOTE: Real Estate property value is appreciating everyday, above prices will increase without prior notice. Thus, if you want to invest in this property, better toRESERVE NOW!
Commercial Strips/ Malls: Oakridge Business Park (in front/ walking distance); Gaisano Country Mall (1.2km/ 3mins); Ayala Malls Central Bloc (3.6km/ 8mins); Ayala Mall/ Cebu Business Park (4.2km/ 9mins);J Centre Mall (2km/ 5mins away); Park Mall (4.3km/ 11mins away); SM City Cebu (5km/ 11mins away); Robinson’s Galleria Cebu (5.8km/ 16mins away);
Churches: St. Joseph Church (1.2km/ 3mins away); Cebu Metropolitan Cathedral (7.5km/ 18mins away); Sto. Nino Basilica (7.5km/ 18mins away);