A Continued Commitment to Affordable Homeownership
Pag-IBIG Fund has announced that it will maintain its low housing loan interest rates until June 2025, providing significant relief for homebuyers and making homeownership more accessible for Filipinos. This decision underscores the government-run institution’s commitment to supporting affordable housing, especially in times of economic uncertainty.
Keeping Rates Stable for Homebuyers
As part of its initiative to promote homeownership, Pag-IBIG Fund is holding its three-year repricing period rate steady at 6.25% per year and the one-year repricing period rate at 5.75% per year. This stable pricing strategy offers homeowners and potential buyers a sense of security, knowing that rates will remain favorable over the coming months.
A Strategic Move to Support the Housing Market
The decision to keep the rates unchanged comes at a crucial time as many Filipinos seek to invest in real estate and secure their homes. With the continued economic challenges, maintaining low loan rates ensures that more families can qualify for financing and make their dream homes a reality.
Pag-IBIG’s Role in the Housing Sector
Pag-IBIG Fund’s efforts have long been focused on improving access to housing loans, especially for first-time homebuyers. With this move, it continues to strengthen its role as a key player in the Philippine housing sector. By keeping rates competitive, Pag-IBIG makes homeownership possible for a broader segment of the population.
Why Pag-IBIG’s Low Rates Matter
For many Filipino families, the cost of securing a home loan is one of the most significant hurdles in purchasing a house. Pag-IBIG Fund’s low-interest rates make it easier to manage monthly repayments, allowing buyers to allocate resources more effectively for other needs.
Additionally, the ability to lock in a favorable interest rate provides stability for long-term financial planning, offering peace of mind to homeowners during the duration of the loan term.
Securing the Best Deal for Your Dream Home
With the low housing loan rates available, now is the ideal time to consider purchasing property and securing a loan with Pag-IBIG Fund. Buyers can benefit from competitive rates, flexible terms, and the confidence that they are working with a trusted institution that has long been dedicated to supporting Filipino homeownership.
Act Now – Don’t Miss Out on This Opportunity
If you are planning to buy a home, now is the time to take advantage of Pag-IBIG Fund’s low-interest rates. With the stability of these rates through June 2025, prospective buyers can make informed decisions and pursue homeownership with confidence.
Credited Sources: https://www.abs-cbn.com/news/business/2025/3/31/pag-ibig-to-keep-housing-loan-rates-low-until-june-1823
