Pag-IBIG Fund announced strong financial growth in the first half of 2025, reporting a net income of ₱28.04 billion, a 15% increase compared to last year. The agency attributed this performance to solid collections, housing loan growth, and higher returns from its investment portfolio.
With gross income reaching ₱44.39 billion, Pag-IBIG continues to demonstrate its financial stability while fulfilling its mandate of providing Filipino workers with savings dividends and affordable housing finance through the Expanded 4PH Program.
Key Highlights:
- Gross Income: ₱44.39 billion, up 11.65% from H1 2024
- Net Income: ₱28.04 billion, up 15.25% year-on-year
- Investment Income: ₱4.27 billion, a 51.79% increase
- Total Assets: ₱1.14 trillion as of June 2025
Pag-IBIG emphasized that at least 70% of its annual net income is returned to members as dividends. For 2024, dividend rates reached 6.60% for Regular Savings and 7.10% for MP2 Savings — the highest declared since the pandemic.
According to CEO Marilene Acosta, “Pag-IBIG Fund is owned by its members — the Filipino workers. It is our duty to grow and protect their savings. We remain committed to sustaining this strong performance to help uplift more lives.”
Why This Matters for Members
This growth strengthens Pag-IBIG’s ability to:
- Provide competitive dividends to members’ savings
- Support the Expanded 4PH housing program for affordable homes
- Ensure long-term sustainability of benefits for Filipino workers
